As you compare quotes, use the following tips to get the most out of your shopping experience:

Verify economic strength. Choose an insurer with strong financial resources to back you and your property up. An insurance rating company like A.M. Best or Moody's Investor Services can help you here. Access them online for your convenience.

Assess customer service. Make sure the insurer you choose will take good care of you once you sign on the dotted line. Ask insurers for references and check them out!

Choose wisely. Make sure you're comfortable with your insurer. This will most likely become a long-term relationship! You want someone you're comfortable with and whom you know you can turn to for help.